Pengaruh Besaran Uang Saku, Gaya Hidup, Literasi Ekonomi dan Kondisi Sosial Ekonomi Orang Tua terhadap Perilaku Konsumtif Mahasiswa

Authors

  • Prili Cholidah Nasir Universitas Muhammadiyah Sidoarjo
  • Sriyono Sriyono Universitas Muhammadiyah Sidoarjo

DOI:

https://doi.org/10.47134/innovative.v1i2.67

Keywords:

besaran uang saku, gaya hidup, literasi ekonomi, kondisi sosial ekonomi orang tua, perilaku konsumtif mahasiswa

Abstract

Penelitian ini bermaksud untuk memberikan pemahaman, pengetahuan dan menguji tentang Pengaruh Besaran Besaran uang saku, Gaya Hidup, Literasi Ekonomi dan Kondisi Sosial Ekonomi Orang Tua Terhadap Perilaku Konsumtif Mahasiswa. Teknik pengambilan sample menggunakan Purposive sampel berjumlah 86 mahasiswa, dengan menyebar kuisioner melalui google form kesaat responden. Teknik analisis data yang digunakan yakni Outer Model untuk menguji validitas dan reliabilitas data. Selanjutnya yakni Inner Model untuk menguji  hipotesis dengan menggunakan alat bantu program SmartPLS versi 3.0. Hasil penelitian ini menunjukkan  bahwa variable besaran besaran uang saku, gaya hidup, literasi ekonomi dan kondisi sosial ekonomi orang tua berpengaruh secara signifikan dan positif terhadap perilaku konsumtif mahasiswa.

References

Lestarina, E., Karimah, H., Febrianti, N., Ranny, R., & Herlina, D. (2017). Perilaku Konsumtif di Kalangan Remaja. JRTI (Jurnal Ris. Tindakan Indones., 2(2), 1–6. https://doi.org/10.29210/3003210000 DOI: https://doi.org/10.29210/3003210000

Baudrillard, J. (1998). The Consumer Society: Myths and Structures. SAGE Publications DOI: https://doi.org/10.4135/9781526401502

Sari, D. E., Tiara, Narimo, S., & Saputra, R. C. (2020). The effect of financial literacy and pocket money on consumer behavior of Universitas Muhammadiyah Surakarta (UMS) students. International Journal of Science and Technology Research, 9(2), 4235–4237.

Zahra, D. R., & Anoraga, P. (2021). The Influence of Lifestyle, Financial Literacy, and Social Demographics on Consumptive Behavior. JAFE (Journal of Accounting and Finance Education), 8(2), 1033–1041. https://doi.org/10.13106/jafeb.2021.vol8.no2.1033

Efendi, R., Indartono, S., & Sukidjo, S. (2019). The Mediation of Economic Literacy on the Effect of Self Control on Impulsive Buying Behaviour Moderated By Peers. International Journal of Economic and Financial Issues, 9(3), 98–104. https://doi.org/10.32479/ijefi.7738 DOI: https://doi.org/10.32479/ijefi.7738

Hing, S., Lyn, M., & Sahid, S. (2021). Economic Literacy and Its Effects on Students ’ Financial Behavior at Malaysian Public University.

Keuangan, P. L., et al. (2022). The Effect of Financial Literacy and Lifestyle on Consumtive Behavior in Youth (Case Study at Youth Organization YISC Al Azhar). https://doi.org/10.37010/duconomics.v2.5924 DOI: https://doi.org/10.37010/duconomics.v2.5924

Furnham, A., & Milner, R. (2017). Parent’s Beliefs and Behaviours about the Economic Socialisation, through Allowances/Pocket Money, of Their Children. Psychology, 8(8), 1216–1228. https://doi.org/10.4236/psych.2017.88078 DOI: https://doi.org/10.4236/psych.2017.88078

Ghani, U., & Jan, A. (2011). An Exploratory Study of the Impulse Buying Behaviour of Urban Consumers in Peshawar. *International Conference on Business and Economic Research, 157–159. Retrieved from http://findarticles.com/p/articles/mi_m4021/is_n7_v20/ai_209

Sugiyono. (2013). Metode Penelitian Kuantitatif, Kualitatif, dan Tindakan.

Chairiah, R. (2022). Pengaruh Literasi Keuangan Dan Uang Saku Terhadap Perilaku Konsumtif Dengan Locus of Control Sebagai Variabel Mediasi Pada Mahasiswa Universitas Muhammadiyah Sumatera Utara. Jurnal Online Universitas Muhammadiyah Sumatera Utara, 3(8.5), 36–37. Retrieved from https://www.who.int/news-room/fact-sheets/detail/autism-spectrum-disorders

Mohamed, I. S., Aziz, N. H. A., Masrek, M. N., & Daud, N. M. (2014). Mosque Fund Management: Issues on Accountability and Internal Controls. Procedia - Social and Behavioral Sciences, 145, 189–194. https://doi.org/10.1016/j.sbspro.2014.06.026 DOI: https://doi.org/10.1016/j.sbspro.2014.06.026

Islamiah, N. (2015). Dampak Negatif Budaya Asing pada Gaya Hidup Remaja Kota Makassar (Doctoral dissertation, Universitas Islam Negeri Alauddin Makassar). Reveal. New Perspect. Stud. Honor Stephen G. Nichols, 255–276. Retrieved from https://www.who.int/news-room/fact-sheets/detail/autism-spectrum-disorders

Adnan, A., Ahmad, A., & Khan, M. N. (2017). Examining the role of consumer lifestyles on ecological behavior among young Indian consumers. Young Consumers, 18(4), 348–377. https://doi.org/10.1108/YC-05-2017-00699 DOI: https://doi.org/10.1108/YC-05-2017-00699

Risnawati, Mintarti, W., & Ardoyo. (2018). Pengaruh pendidikan ekonomi keluarga, gaya hidup, modernitas individu, dan literasi ekonomi terhadap perilaku konsumtif siswa. Jurnal Pendidikan, 3(4), 430–436.

Melina, A., & Wulandari, S. (2018). Pengaruh Literasi Ekonomi dan Gaya Hidup terhadap Perilaku Konsumtif Mahasiswi Pendidikan Ekonomi STKIP YPM Bangko. Scientific Journals of Economics Education, 2(1), 143.

Keuangan, M. D. A. N., & Jannah, R. (2019). Pengaruh Literasi Ekonomi dan Gaya Hidup terhadap Perilaku Konsumtif Mahasiswa Jurusan Pendidikan Ekonomi UNESA, 3(2), 117–124. https://doi.org/10.26740/jpeka.v3n2.p117-124 DOI: https://doi.org/10.26740/jpeka.v3n2.p117-124

Soesilo, Y. H., & Yunikawati, N. A. (2016). The Effect of Parents ’ Socioeconomic Status and Family ’ s Economic Education towards Financial Literacy and Lifestyle and Its Impact on the Rationality of Consumption. International Conference on Education, Economics, Business, and Finance, 2006, 600–608.

Nairobi, A., Nguu-gutu, C. M., Imungi, P. J. K., & Ngatia, E. M. (2017). Socio-Economic Characteristics of and Snacking Among High School Adolescents in Nairobi, Kenya. https://doi.org/10.9790/1959-0603072131 DOI: https://doi.org/10.9790/1959-0603072131

Downloads

Published

2024-01-18

How to Cite

Nasir, P. C. ., & Sriyono, S. (2024). Pengaruh Besaran Uang Saku, Gaya Hidup, Literasi Ekonomi dan Kondisi Sosial Ekonomi Orang Tua terhadap Perilaku Konsumtif Mahasiswa . Innovative Technologica: Methodical Research Journal, 1(2), 13. https://doi.org/10.47134/innovative.v1i2.67

Issue

Section

Articles